terms & conditions

Mercury Companies’ Internet Site Terms and Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY.

By using the pages in this site, you agree to these terms and conditions. If you do not agree, you should not use this site.

Material from the website of Mercury Companies, Inc. (“Mercury Companies”) located at www.mercurycompanies.com and material from any other World Wide Web site owned, operated, licensed, or controlled by any of its related, affiliated, or subsidiary companies may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Mercury Companies. EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Mercury Companies’ intellectual property rights. The material in this site is provided for lawful purposes only.

Mercury Companies will not be liable for any damages or injury caused by, including but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure. Mercury Companies will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if there is negligence or Mercury Companies or an authorized Mercury Companies representative has been advised of the possibility of such damages, or both. The above limitation or exclusion may not apply to you to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages. Mercury Companies’ total liability to you for all losses, damages, and causes of action (in contract, tort (including without limitation, negligence), or otherwise) will not be greater than the amount you paid to access this site.

Whether relevant or not, all remarks, suggestions, ideas, graphics, or other information communicated to Mercury Companies through this site will forever be the property of Mercury Companies. Mercury Companies will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future Mercury Companies’ operations.

Without limitation, Mercury Companies will have exclusive ownership of all present and future existing rights to any submission of any kind and nature everywhere. Except as noted below in this paragraph, Mercury Companies will be entitled to use any Submission for any commercial or other purpose whatsoever without compensation to you or any other person sending any Submission. Personally identifiable information that may be received at this site is provided voluntarily by a visitor to this site. This information is for internal purposes only and is not sold or otherwise transferred to third parties of Mercury Companies or to other entities who are not involved in the operation of this site.

Unless otherwise noted & described in detail, all materials in the Mercury Companies’ website are made available only to provide information about Mercury Companies. Mercury Companies controls and operates this site from its headquarters in Denver, Colorado located in the United States of America and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. If applicable, some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a) into (or to a national or resident of) any country to which the U.S. has placed an embargo, (b) to everyone on the US Treasury Department's Specially Designated Nationals list, or (c) the US Commerce Department's Table of Denial Orders. If you download or use the Software (if applicable), you represent and warrant that you are not located in, or under the control of, or a national or any such country or on any such list.

The material found on this site is thought to be accurate as of the end of the Fiscal Year of 2007 although it could include technical inaccuracies or typographical errors. Mercury Companies, Inc. may make changes or improvements at any time. THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. MERCURY COMPANIES DISCLAIMS ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MERCURY COMPANIES DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MERCURY COMPANIES DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF THE MATERIAL IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT MERCURY COMPANIES) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.

Mercury Companies is an equal opportunity employer committed to a diverse workforce and, further, Mercury Companies operating companies each hire their own employees and establish their own terms and conditions of employment. To be considered for a posted job opportunity, you must submit an application and, often, actively pursue the position in question.

Mercury Companies or you may terminate this agreement at any time. You may terminate this agreement by destroying: (a) all materials obtained from all Mercury Companies’ sites (including those created & run by Mercury Companies’ operating companies, and (b) all related documentation and all copies and installations. Mercury Companies, Inc. may terminate this agreement immediately without notice if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials as soon as reasonably possible and, further, ensure that any information about Mercury Companies (whether it appears to be of a “sensitive nature” or not) is either wholly destroyed or completely returned to Mercury Companies.

These Terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Colorado, United States of America, notwithstanding any principles of conflicts of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this site for illegal purposes will be provided to law enforcement authorities. This is the entire agreement between the parties relating to the use of this site. Mercury Companies can revise these Terms and Conditions at any time by updating this posting. This site may be linked to other sites which are not maintained by Mercury Companies and, as a result, Mercury Companies assumes no responsibility or culpability for the content of those sites, the functioning of the sites, or any foreseeable & unforeseeable results that could occur as a result of improper content or functioning. The inclusion of any link to such sites does not imply endorsement by Mercury Companies of those aforementioned sites.

The following trademarks used herein are owned by the Mercury Companies and/or its affiliates: the Mercury Companies, Inc. name; the Mercury Companies, Inc. logo; the Arizona Title Agency, Inc. name; the Arizona Title Agency, Inc. logo; the Financial Title Company name; the Financial Title Company logo; the First American Heritage Title Company, Inc. name; the First American Heritage Title Company, Inc. logo; the Guardian Mortgage Documents, Inc. name; the Guardian Mortgage Documents, Inc. logo; the Investors Title Company name; the Investors Title Company logo; the Lender’s First Choice Agency, Inc. name; the Lender’s First Choice Agency, Inc. logo; the Lenders Choice Title Company name; the Lenders Choice Title Company logo; the Mercury Exchange, Inc. name; the Mercury Exchange, Inc. logo; the Mercury Settlement Services of Utah, Inc. name; the Mercury Settlement Services of Utah, Inc. logo; the Mercury Transaction Services, Inc. name; the Mercury Transaction Services, Inc. logo; the Security Title Guaranty Company name; the Security Title Guaranty Company logo; the Title America, Inc. name; the Title America, Inc. logo; the United Title Company, Inc. name; the United Title Company, Inc. logo; the United Title of Texas, Inc. name; the United Title of Texas, Inc. logo; the USA Digital Solutions, Inc. name; and the USA Digital Solutions, Inc. logo.

All other trademarks are the property of the respective trademark owners.